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Pet Insurance


Pet Insurance Quote Forms

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Pet Insurance Information

Pet Health Insurance

When you don’t just LIKE your pet…  but you LOVE them! 

Get them covered from HEAD to TAIL  

                                 

 

What is pet insurance?

Pets are a part of our families. We want to do what we can to keep them healthy. If your pet becomes ill or has an accident, it could cost hundreds or thousands of dollars for treatment. Pet insurance helps with veterinary costs when your pet needs treatment. It can lower your out-of-pocket costs so you can avoid a financial crisis while keeping your pet healthy.

What are the benefits of pet insurance?

Many people think that elderly pets need the most veterinary care. But, research shows that young pets are more likely to need unexpected treatment. After all, young, rambunctious pets have a way of getting into trouble. With pet insurance you do not have to choose between paying a vet bill and paying the electric bill.

Medical advancements have made treating pets much more effective. This means that the right care can increase your pet’s lifespan. Most policies cover diagnostic testing, dental treatment, prescription medications and more.

Highlights:

 

·      All dogs and cats 8 weeks old and up are eligible for coverage 

·      Freedom to use ANY veterinarian, specialist, or emergency clinic 

·      Online ability to track, manage and submit claims; or by fax or mail 

·      Reimbursement of claims can be done direct deposit or mailed

·      No waiting period for preventative care and accident coverage (with the exception of knee and ligament conditions) 

·      Automatic renewal at the annual renewal date 

·      Multipet discount 

·      Discount for paying annually 

Coverage available:  

·      Coverage includes exam fees, diagnostics, and treatments for: 

o  Accidents– such as swallowed objects, broken bones, toxic ingestions, cuts, burns and more. 

o  Illnesses– treatment for serious conditions like diabetes or cancer, to minor conditions like upset stomach and ear infections. 

o  Hereditary & Congenital conditions– inherited or are predisposed from their breed, like hip dysplasia and cherry eye. 

o  Behavioral Care– could consist of mediation or treatment for issues such as separation anxiety and aggression. 

YOU CHOOSE THE COVERAGE AND DEDUCTIBLE THAT BEST FITS YOUR BUDGET!

Annual Benefit Amounts

Deductible options

Reimbursement percentage

$2500

100

70%

$5000

250

80%

$10,000

500

90%

$15,000

 

 

 

Exclusions:

·      Pre-existing conditions are not covered. However, an injury or illness that is cured with no symptoms or treatments for 180 days can be covered in the future. 

·      Grooming and supplies 

·      Boarding

·      Dental implants, root canals, crowns, or caps 

·      Cosmetic or elective prostheses or procedures (claw removal, ear cropping, tail docking)

·      Breeding, pregnancy, whelping or nursing

·      Conditions that occur during the waiting period. 

 

Preventative Care ADD ON Option

Keeping your pet healthy just got easier 

 

·      What are the benefits of preventative care?  

o  Things like vaccines, flea/heartworm prevention, and dental cleanings. 

o  Wellness checkups, screenings and test to detect major health concerns. 

·      Why should I consider this coverage? 

o  You are already paying for most of these items, so why not get cash back for them.  

o  Also provides a way for you to get coverage for items you normally would not be able to afford. 

·      How does it work? 

o  Pick a plan, no deductible, no co-insurance.  

o  Submit your receipt for the covered service – get reimbursed up to the max limit shown on the declarations page. 

o  Coverage added to the accidental injury and illness plan 

Covered Service

BASIC PLAN

$9.95 a month /

$120 a year

PRIME PLAN

$24.95 month /

$300 a year

 

MAX ANNUAL BENEFIT AMOUNT

MAX ANNUAL BENEFIT AMOUNT

Dental cleaning

$100

$175

Spay or Neuter

$0

$175

Wellness Exam

$50

$50

Deworming

$20

$25

Health Certificate

$0

$25

Flea/ Heartworm Prevention

$0

$50

DHLPP / FVRCP

$20

$25

Rabies or Lyme or FIP

$20

$25

Bordetella / FELV

$0

$25

Fecal Test

$20

$25

Heartworm / FELV Test

$20

$25

Blood Test

$0

$25

Urinalysis

$0

$25

TOTAL BENEFIT

$250

$500

Savings (Benefit – Cost)

$130

$200

       

Get started today!

Pets are part of the family. We understand how much joy you get from yours. Contact us to learn more about pet insurance and how it can help with expensive veterinarian visits.

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